HR & Compliance
ACA Compliance Guide for Employers: What You Must Do in 2026
The Affordable Care Act still has teeth. Here is what applicable large employers must do in 2026 to stay compliant and avoid IRS penalties.
May 7, 2026Read
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Practical insights on employee benefits, COBRA, retirement planning, and HR compliance — written in plain English.
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Level-funded health plans offer small businesses the cost savings of self-insurance with the predictability of a fixed monthly premium. Here is what you need to know.
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The Affordable Care Act still has teeth. Here is what applicable large employers must do in 2026 to stay compliant and avoid IRS penalties.
Navigating group health insurance as a small business owner is complex. Here is a plain-English breakdown of your best options in 2026.
401(k) contribution limits increased again in 2026. Here is how to take full advantage and build a stronger retirement foundation.
Open enrollment season does not have to be chaotic. Use this 12-step checklist to prepare your team and avoid costly mistakes.
Business owners face unique retirement planning challenges. Here is how to build a strategy that works for you and your employees.
COBRA compliance is one of the most misunderstood employer obligations. Here is what you need to know to avoid costly penalties.
Everything business owners need to know about designing a competitive employee benefits package that attracts talent and controls costs.
HSAs and FSAs both help you save on healthcare costs — but they work very differently. Here is how to choose the right one for your situation.
Life and disability insurance are often undervalued by employees — until they need them. Here is why every benefits package should include both.
Staying compliant with federal and state HR regulations is a full-time job. Use this checklist to identify gaps before they become costly violations.
Medicare is more complex than most people expect. Here is everything you need to know to make smart enrollment decisions and avoid costly mistakes.
Salary alone no longer wins the talent war. Here is how a strategic benefits package can become your most powerful recruitment and retention tool.
Dental and vision benefits are often treated as afterthoughts — but they have a significant impact on employee health, satisfaction, and retention.
The decision of when to claim Social Security is one of the most consequential retirement choices you will make. Here is how to think through it.
Small businesses can offer competitive benefits without a Fortune 500 budget. Here are the strategies that level the playing field.
COBRA penalties can reach $110 per day per beneficiary. Here are the deadlines every employer must know — and the mistakes that trigger the biggest fines.
Financial stress is the number one source of employee distraction. A financial wellness program can improve productivity, retention, and morale — at a surprisingly low cost.
When you lose job-based coverage, you have two main options: COBRA or an ACA Marketplace plan. Here is how to decide which is right for your situation.
Our team is available to answer your questions about employee benefits, COBRA, retirement planning, or any other financial topic.