Terms of Service

Welcome to the website of Anderson Financial Group, LLC ("AFG," "we," "us," or "our"), located at myafg.net (the "Site"). By accessing or using this Site, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this Site.

These Terms apply to all visitors, users, and others who access or use the Site. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit anyone else's use and enjoyment of the Site.

Prohibited Conduct

You agree not to:

• Use the Site in any way that violates applicable federal, state, or local laws or regulations
• Transmit any unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to any part of the Site or its related systems
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Use automated tools, bots, or scrapers to collect information from the Site without our express written consent
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

We reserve the right to terminate or restrict your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

The information provided on this Site is for general informational and educational purposes only. Nothing on this Site constitutes financial, investment, insurance, legal, or tax advice, and should not be relied upon as such.

Anderson Financial Group is a licensed insurance and financial services firm. However, the content on this Site does not create a client relationship, and no information on this Site should be construed as a recommendation to buy or sell any security, insurance product, or financial instrument.

Before making any financial, insurance, or investment decisions, you should consult with a qualified professional who can evaluate your specific circumstances. Past performance is not indicative of future results.

Investment advisory services, if offered, are provided through appropriately registered entities. Insurance products are offered through licensed agents. Licensing information is available upon request.

All content on this Site — including but not limited to text, graphics, logos, images, photographs, audio clips, digital downloads, data compilations, and software — is the property of Anderson Financial Group, LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may view, download, and print pages from the Site for your own personal, non-commercial use, provided that you do not modify the content and that you retain all copyright and other proprietary notices.

You may not reproduce, distribute, publicly display, publicly perform, create derivative works from, or otherwise exploit any content from this Site for commercial purposes without our prior written consent.

The AFG name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Anderson Financial Group, LLC. You may not use such marks without our prior written permission.

This Site may contain links to third-party websites, including but not limited to insurance carriers, financial platforms, and partner services such as COBRA Shield Pro and Builder Benefits. These links are provided for your convenience only.

We have no control over the content, privacy policies, or practices of any third-party sites and accept no responsibility for them. The inclusion of any link does not imply our endorsement of the linked site. We encourage you to review the terms and privacy policies of any third-party sites you visit.

THIS SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components.

We do not warrant or make any representations regarding the accuracy, reliability, completeness, or timeliness of the content on this Site. Any reliance you place on such information is strictly at your own risk.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANDERSON FINANCIAL GROUP, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS SITE OR ITS CONTENT.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED DOLLARS ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability, so some of the above limitations may not apply to you.

You agree to defend, indemnify, and hold harmless Anderson Financial Group, LLC, its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including but not limited to any use of the Site's content other than as expressly authorised in these Terms.

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.

You agree that any legal action or proceeding arising out of or relating to these Terms or your use of the Site shall be brought exclusively in the federal or state courts located in Pima County, Arizona, and you hereby consent to the personal jurisdiction of such courts.

We reserve the right to revise and update these Terms of Service at any time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter.

Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. We encourage you to check this page periodically so you are aware of any changes.