Investment Planning
Already working with an advisor or managing your own portfolio? Let us take an independent look — at no cost and with no obligation to make any changes.
Free & Independent
Many investors — even those working with advisors — have never had their portfolio independently reviewed. They don't know exactly what they're paying in fees, whether their allocation is appropriate, or how their performance compares to relevant benchmarks.
Our Investment Second Opinion service is designed to answer those questions. We'll take an honest, independent look at your current strategy and tell you exactly what we find — the good, the bad, and the opportunities you might be missing.
We have no incentive to tell you to switch advisors or move your accounts. If your current strategy is solid, we'll tell you that. If we find meaningful issues — excessive fees, poor diversification, tax inefficiency — we'll show you exactly what they are and what your options are.
What We Examine
Are you paying too much? We analyze the total cost of your current investment strategy — including advisor fees, fund expense ratios, and transaction costs — and compare them against market alternatives.
Is your portfolio positioned appropriately for your age, risk tolerance, and timeline? We assess your current allocation and identify whether it's aligned with your goals or drifted from your target.
Concentration risk is one of the most common and dangerous portfolio problems. We examine your holdings for over-concentration in individual securities, sectors, or asset classes.
How has your portfolio performed relative to appropriate benchmarks? We provide an honest assessment — not just raw returns, but risk-adjusted performance over meaningful time periods.
Are your investments held in the right account types? Are you missing tax-loss harvesting opportunities? We identify tax efficiency gaps that may be costing you money every year.
Is your current advisor truly independent? Are they a fiduciary? Do you understand how they're compensated? We help you ask the right questions about your existing advisory relationship.
"Most investors are surprised by what a second opinion reveals — not because their advisor is dishonest, but because no one has ever explained the full picture."
— Todd Anderson, Founder & Principal Advisor
Free, No-Obligation Review
Bring your statements and let us take an honest look. It costs nothing, takes about an hour, and you'll walk away with a clear picture of where you stand.