About Anderson Financial Group
A structured, five-phase process that integrates every dimension of your financial life — insurance, investments, retirement, estate planning, and tax strategy — into one cohesive plan.
The AFG360 Process
Our approach to wealth management and financial planning is different than most. We have a firm belief that your money is your money. You shouldn't have to pay investment commissions or even a percentage of your earnings just to get solid planning advice. We work on a fee-only basis. Just like your other professional relationships, you only have to pay for the work that actually gets done. Let us show you exactly how much better off you can be with this approach to financial well-being.
Most people manage their financial lives in silos — one advisor for investments, another for insurance, a CPA for taxes, and an attorney for estate planning. Each professional does their job, but no one is looking at how all the pieces fit together. That's where things fall through the cracks.
Anderson Financial Group's consultative wealth management process — which we call AFG360 — is built around a different idea: that your financial plan should be integrated, coordinated, and reviewed as a whole. Insurance decisions affect investment strategy. Retirement timing affects tax planning. Estate planning affects beneficiary designations. We look at all of it.
Our process is structured around five phases, from initial discovery through ongoing annual review. At every phase, we work alongside your existing advisors — your CPA, your attorney, your HR team — to ensure nothing falls through the cracks and every recommendation is consistent with your broader goals.
The result is a financial plan you can feel genuinely confident in — one that's built around your life, reviewed regularly, and adjusted as your circumstances change.
"True financial security doesn't come from one good product — it comes from a coordinated plan that accounts for every dimension of your financial life."
— Todd Anderson, Founder
Schedule an AppointmentThe AFG360 Framework
Our consultative process addresses all six dimensions of financial planning — because a gap in any one area can undermine the strength of the others.
Ensuring you and your family are protected against life's unexpected events — health crises, disability, premature death, and long-term care needs.
Building and preserving wealth through disciplined, diversified investment strategies aligned with your risk tolerance and time horizon.
Creating a roadmap to financial independence — projecting income needs, optimizing Social Security, and structuring tax-efficient withdrawals.
Working alongside your attorney to ensure your assets are titled correctly, beneficiaries are current, and your legacy wishes are protected.
Coordinating with your CPA to minimize tax drag on your investments and maximize the efficiency of your overall financial plan.
Addressing the unique needs of business owners — from key person protection and buy-sell funding to succession planning and executive benefits.
How It Works
From the first conversation to ongoing annual reviews, every client engagement follows the same structured process — ensuring nothing is missed and every recommendation is grounded in a complete understanding of your situation.
We begin with a comprehensive conversation about your financial life — your goals, your concerns, your current coverage, your retirement timeline, and your family situation. Nothing is assumed. Everything is explored.
Using what we learn in discovery, we analyze your current situation against your goals and identify gaps, redundancies, and opportunities. We then build a coordinated strategy that addresses the full picture.
We present our findings and recommendations in plain English — no jargon, no pressure. You'll see exactly what we recommend, why we recommend it, and what alternatives exist. You make the final decisions.
Once you're ready to move forward, we handle the implementation — applications, enrollment, account setup, and coordination with carriers and custodians. We manage the process so you don't have to.
A financial plan is not a one-time event. We schedule annual reviews with every client to assess progress, adjust for life changes, and ensure your strategy remains aligned with your goals.
"We don't just review your portfolio once a year — we review your entire financial picture. Because life changes, and your plan should too."
— Todd Anderson, Founder & Principal Advisor
Is This Right for You?
You need benefits for your team, protection for your business, and a personal financial plan that accounts for your ownership stake and eventual exit.
You're within 10–15 years of retirement and want to make sure your insurance, investments, and income strategy are all aligned.
Physicians, attorneys, executives, and other high-income professionals who need coordinated planning across multiple financial dimensions.
You have multiple advisors, multiple accounts, and multiple policies — but no one is looking at how they all fit together.
Start the Process
The AFG360 process starts with a single conversation. Schedule a free, no-obligation consultation with Todd and let's take a look at where you are — and where you want to be.